Does this note sound familiar?
My shoulders get tight, my palms start to sweat, and I get this weird feeling in the pit of my stomach when I have to deal with this issue. It sounds like I am talking about love or some other deeply emotional aspect. And for many of us, the topic of money is deeply emotional.
Yep, I am talking about learning how to handle money and for many of us it brings up many emotional reactions. Some of us grew up without much and some of us grew up never really even thinking about it…until we had to. And now you have a teenager that needs to know how to earn, spend, save, and handle their money in the right way.
We must first teach them the attitude they should have about money. I believe the greatest lesson we can teach our teenagers is taught by a man who absolutely knew what he was talking about. In Philippians, Paul very specifically tells us to be content! Philippians 4:11-12 says, “I don’t say this out of need for I have learned to be content in whatever circumstances I am. I know both how to have a little, and I know how to have a lot.” He then goes on to tell us his secret of contentment! “Whether well-fed or hungry, whether in abundance or in need, I am able to do all things through Him who strengthens me.”
That seems so simple yet so hard at the same time! If we are content, money can’t control us. If we are content, we can make wiser decisions with the money we have. But please know that contentment does not mean lazy or without drive. On the contrary! It just means you recognize the blessing of where you are and it’s all because of Christ.
Then we teach our teens that they must control their money or their money will most definitely control them. And when money controls us, it limits our decisions and even our freedoms! Whether you believe debt is right or wrong doesn’t change the fact that it is a very prevalent part of our society. We must teach our teens what debt is and how it can affect their lives. Immediate gratification is the birth place of debt for many and our teens need to know what that looks like!
The topic of money can be very arduous or can be very exciting and I am learning it has a lot to do with our attitude towards it!
Check out our Online Parenting Class for this month as we think about how we teach our teens to manage money.
Money management is our current Sunday School series for high school. The series is called Generation Change.
Your partner in ministry,